Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank4433ES

Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito

4.0

Spain

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito

Caja Rural “Nuestra Madre del Sol”, S. Coop. Andaluza de Crédito is a Spanish credit cooperative based in Andalusia that operates a community banking model focused on individuals, self-employed workers, agriculture and local SMEs, providing day-to-day accounts, savings products, term deposits, payment services, cards, mortgages and commercial lending, with ancillary services such as insurance and investment distribution typically offered through third-party providers. As a regulated credit institution, it is supervised by Banco de España and subject to EU prudential rules, conduct-of-business standards and anti–money laundering controls; eligible deposits are covered by the Spanish Deposit Guarantee Fund up to €100,000 per depositor and entity. The cooperative structure means customers can also become members by subscribing cooperative capital, with governance on a one-member-one-vote basis and profits primarily allocated to reserves and legally mandated funds; being a member is not necessarily required to use its services, and conditions for membership, account opening and product eligibility are defined in its bylaws and precontractual documentation. Distribution is branch-centric within its local catchment area, complemented by online and mobile banking for basic operations such as SEPA transfers, direct debits and card management; ATM access and fees depend on network agreements and the specific card program. Pricing follows published tariffs, with common structures that include account maintenance fees unless certain income, balance or product-bundling criteria are met; interest rates on deposits and loans are set case by case according to risk, term and collateral, and mortgage lending typically relies on appraised property value and the borrower’s repayment capacity. The institution’s risk profile reflects a localized franchise with exposure to the regional economy and the agricultural cycle, and operational resources are sized to a smaller scale than national banks, which can affect the breadth of product features and digital functionality. Financial statements, regulatory disclosures and customer tariff booklets are available through official channels and should be consulted to verify capital, asset quality, coverage ratios, fee schedules and any changes to conditions.

Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito Deposit guarantee scheme participation

Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito participates in the deposit guarantee scheme of Spain which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito Countries of operations

Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito offers their savings products in

Products offered by Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito and interest rates

Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito offers 0 deposits and 0 savings accounts in .

Best interest rates in Spain

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito

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Contacts

Address

CL ALTO GUADALQUIVIR, 4, 14430, ADAMUZ, Spain

Phone number

+34 957 166 028

Bank identifiers

BIC number

BCOEESMM115

Name

Caja Rural 'Nuestra Madre del Sol', S. Coop. Andaluza de Crédito

Country

Spain