Deposit in Klarna Bank, 2.9% for 0 months

No fees associated.

Weekly interest payouts.

Free and straightforward account setup. It can be done within 5 minutes via mobile phone.

For 🇪🇺 EEA residents who joined bunq on or after July 1, 2024: Since you had no savings balance from January 1 to June 30, 2024, your threshold is set to €0. You’ll earn a variable bonus interest rate (currently 3.36%*) on all savings up to €100,000 until December 31, 2024.

For those who joined bunq before July 1, 2024: Your threshold is based on your highest savings balance between January 1 and June 30, 2024.

From July 1 to December 31, 2024: Earn 2.16% variable interest up to your threshold. Earn 3.36% variable bonus interest on any amount above your threshold.

For 🇳🇱 Dutch and 🇮🇪 Irish Resident: If you’re a 🇳🇱 Dutch or 🇮🇪 Irish resident and signed up on/after May 27, 2024 but before July 3, 2024, you’ll continue receiving a fixed 2.46% (annual rate) for your first 3 months. Once your promotional period is over, your rates will change to the ones mentioned above. Your threshold will be based on the highest savings balance that you reached between January 1 and June 30, 2024.

For 🇺🇸 USD and 🇬🇧 GBP savings accounts: Earn a 3.71% annual variable interest rate.

During the calendar year, you can make two free withdrawals from your savings account. Starting from the third withdrawal, a commission of 1% of the withdrawn amount will be applied.

When you save in your BSP account, you get a better mortgage loan. You will receive an additional interest rate of 4% for the year the account is opened and the next five years if you meet the BSP savings conditions. The savings should be used to fund the real estate purchase.

The prerequisite is that the savings must be used to finance the purchase of the property.