Best 12 months deposit rates comparison in Germany, 11/2025: up to 3.4%
1000+ banks in 25 countries in our comparison
protected by deposit guarantee scheme
rates up to 3.4%
In partnership with
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR
Best 12-years EUR deposits in Germany 🔥
Read about deposit guarantee schemes
Savings up to €100.000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
Other deposits
All deposits available in
Germany
2.80%
EUR
12mthsmths, €
Any amount
Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 1 Year
At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.
Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.
All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.
The best fixed-term deposits in Germany for other terms:
Short term deposits with the best rates for German citizens
Fixed-term deposits with the best interest rates for German citizens for 2 years
Fixed-term deposits with the best interest rates for German citizens for 3 years or more
You can also see the best savings accounts for German here: Savings accounts and Demand accounts
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Best fixed deposits in the EU countries
- Fixed deposits in Germany
- 6 months deposits in Germany
- 12 months deposits in Germany
- 24 months deposits in Germany
- 36 months deposits in Germany
- Fixed deposits in Italy
- 6 months deposits in Italy
- 12 months deposits in Italy
- 24 months deposits in Italy
- 36 months deposits in Italy
- Fixed deposits in Netherlands
- 6 months deposits in Netherlands
- 12 months deposits in Netherlands
- 24 months deposits in Netherlands
- 36 months deposits in Netherlands
- Fixed deposits in Austria
- 6 months deposits in Austria
- 12 months deposits in Austria
- 24 months deposits in Austria
- 36 months deposits in Austria
- Fixed deposits in Spain
- 6 months deposits in Spain
- 12 months deposits in Spain
- 24 months deposits in Spain
- 36 months deposits in Spain
- Fixed deposits in Ireland
- 6 months deposits in Ireland
- 12 months deposits in Ireland
- 24 months deposits in Ireland
- 36 months deposits in Ireland
Best savings accounts in the EU countries
- Savings accounts in database.countries.Iceland
- Savings accounts in Austria
- Savings accounts in Belgium
- Savings accounts in Bulgaria
- Savings accounts in Croatia
- Savings accounts in Cyprus
- Savings accounts in Czech Republic
- Savings accounts in Denmark
- Savings accounts in Estonia
- Savings accounts in Finland
- Savings accounts in France
- Savings accounts in Germany
- Savings accounts in Greece
- Savings accounts in Hungary
- Savings accounts in Ireland
- Savings accounts in Italy
- Savings accounts in Latvia
- Savings accounts in Lithuania
- Savings accounts in Luxembourg
- Savings accounts in Malta
- Savings accounts in Netherlands
- Savings accounts in Norway
- Savings accounts in Poland
- Savings accounts in Portugal
- Savings accounts in Romania
- Savings accounts in Slovakia
- Savings accounts in Slovenia
- Savings accounts in Spain
- Savings accounts in Sweden
- Savings accounts in Switzerland