Best 12 months deposit rates comparison in Germany, 05/2025: up to 2.35%
1000+ banks in 25 countries in our comparison
protected by deposit guarantee scheme
rates up to 2.35%
In partnership with
2.70%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to to 2.30%
Open directly on PickTheBank Platform
Terms from 6 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR
Best 12-years EUR deposits in Germany 🔥
Read about deposit guarantee schemes
Savings up to €100.000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
Other deposits
All deposits available in
Germany
Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 1 Year
At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.
Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.
All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.
The best fixed-term deposits in Germany for other terms:
Short term deposits with the best rates for German citizens
Fixed-term deposits with the best interest rates for German citizens for 2 years
Fixed-term deposits with the best interest rates for German citizens for 3 years or more
You can also see the best savings accounts for German here: Savings accounts and Demand accounts
