Best 12 months deposit rates comparison in Germany, 06/2024: up to 3.62%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.62%

women

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Best 12-years EUR deposits in Germany 🔥

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Finora Bank UAB

Lithuania

3.62%

12mths,

Available online
Protected up to €100k
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Mano Bank

Lithuania

3.61%

12mths,

Available online
Protected up to €100k
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CHERRY BANK S.P.A.

Italy

3.60%

12mths,

Available online
Protected up to €100k
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Banca Progetto

Italy

3.60%

12mths,

Available online
Protected up to €100k
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Haitong Bank, S.A., Sucursal en España

Spain

3.60%

12mths,

Available online
Protected up to €100k
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SME Bank

Lithuania

3.60%

12mths,

Available online
Protected up to €100k
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PayRay Bank

Lithuania

3.60%

12mths,

Available online
Protected up to €100k
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BluOr bank

Latvia

3.60%

12mths,

Available online
Protected up to €100k
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Saldo Bank

Lithuania

3.57%

12mths,

Available online
Protected up to €100k
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Rietumu Bank

Latvia

3.56%

12mths,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
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Klarna Bank AB, German Branch

Germany

3.51%

12mths,

Protected up to €100k
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VR-Bank Ludwigsburg eG

Germany

3.50%

12mths,

Protected up to €100k
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J&T Direktbank

Germany

3.50%

12mths,

Protected up to €100k
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PSA Bank Deutschland GmbH

Germany

3.50%

12mths,

Protected up to €100k
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Sparkasse Trier

Germany

3.50%

12mths,

Protected up to €100k
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PSD Bank Nord eG

Germany

3.50%

12mths,

Protected up to €100k
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PSD Bank Kiel eG

Germany

3.50%

12mths,

Protected up to €100k
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Norisbank

Germany

3.40%

12mths,

Protected up to €100k
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CA Consumer Finance

France

3.40%

12mths,

Protected up to €100k
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LeasePlan Bank

Germany

3.40%

12mths,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 1 Year

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

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