Best 12 months deposit rates comparison in Germany, 11/2024: up to 3.75%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.75%

women

In partnership with

Best 12-years EUR deposits in Germany 🔥

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Postbank

Germany

3.10%

12mths,

Available online
Protected up to €100k
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Anadi Bank AG

Austria

3.10%

12mths,

Available online
Protected up to €100k
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CA Consumer Finance

France

3.10%

12mths,

Available online
Protected up to €100k
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J&T Direktbank

Germany

3.00%

12mths,

Available online
Protected up to €100k
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Klarna Bank AB, German Branch

Germany

3.00%

12mths,

Available online
Protected up to €100k
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PSD bank

Germany

2.91%

12mths,

Available online
Protected up to €100k
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SWK Bank

Germany

2.75%

12mths,

Available online
Protected up to €100k
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Commerzbank

Germany

2.75%

12mths,

Available online
Protected up to €100k
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DKB

Germany

2.75%

12mths,

Available online
Protected up to €100k
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TARGOBANK AG

Germany

2.70%

12mths,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
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Stadtsparkasse Bad Pyrmont

Germany

3.75%

12mths,

Protected up to €100k
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PayRay Bank

Germany

3.60%

12mths,

Protected up to €100k
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Klarna Bank AB, German Branch

Germany

3.56%

12mths,

Protected up to €100k
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VR Bank Mecklenburg eG

Germany

3.50%

12mths,

Protected up to €100k
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Stellantis Bank SA

Germany

3.50%

12mths,

Protected up to €100k
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PSD Bank Nord eG

Germany

3.50%

12mths,

Protected up to €100k
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Opel Bank S.A. Niederlassung Deutschland

Germany

3.45%

12mths,

Protected up to €100k
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LeasePlan Bank

Germany

3.40%

12mths,

Protected up to €100k
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CA Consumer Finance

France

3.40%

12mths,

Protected up to €100k
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Norisbank

Germany

3.40%

12mths,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 1 Year

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

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