Best 3 months deposit rates comparison in Germany, 04/2025: up to 2.8%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 2.8%

In partnership with

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Special offer
Protected up to €100K
Free maintenance
Up to

2.70%

Annual fee

Free

Cashback

No

Interest rates up to to 2.70%

Open directly on PickTheBank Platform

Terms from 6 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

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Best 3-years EUR deposits in Germany 🔥

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Savings up to €100.000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Anadi Bank AG

Austria

2.40%

3mths,

Available online
Protected up to €100k
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Bank of Scotland

Germany

2.40%

3mths,

Available online
Protected up to €100k
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Klarna Bank AB, German Branch

Germany

2.40%

3mths,

Available online
Protected up to €100k
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Creditplus

Germany

2.10%

3mths,

Available online
Protected up to €100k
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SWK Bank

Germany

2.00%

3mths,

Available online
Protected up to €100k
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DKB

Germany

1.50%

3mths,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
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Openbank

Germany

2.80%

3mths,

Protected up to €100k
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CA Consumer Finance

France

2.70%

3mths,

Protected up to €100k
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GarantiBank International N.V. Niederlassung Düsseldorf

Germany

2.65%

3mths,

Protected up to €100k
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Volkswagen Bank Gesellschaft mit beschränkter Haftung

Germany

2.60%

3mths,

Protected up to €100k
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DenizBank (Wien) AG

Germany

2.55%

3mths,

Protected up to €100k
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Stellantis Bank SA

Germany

2.50%

3mths,

Protected up to €100k
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ALTE LEIPZIGER Bauspar AG

Germany

2.50%

3mths,

Protected up to €100k
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ALTE LEIPZIGER Bauspar AG

Germany

2.50%

3mths,

Protected up to €100k
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Sparda-Bank München eingetragene Genossenschaft

Germany

2.50%

3mths,

Protected up to €100k
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VakifBank International AG, Wien, Zweigniederlassung Deutschland

Germany

2.40%

3mths,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 3 Months

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 1 years

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

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