Best 3 months deposit rates comparison in Germany, 04/2025: up to 2.8%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 2.8%

In partnership with

Saldo LogoBluor LogoLidion Logo
Special offer
Protected up to €100K
Free maintenance
Up to

2.70%

Annual fee

Free

Cashback

No

Interest rates up to to 2.70%

Open directly on PickTheBank Platform

Terms from 6 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

Special offer
Protected up to €20K
Free maintenance
Up to

16.00%

Annual fee

Free

Cashback

No

Free weekly investment ideas with 16% average return

Up to 20 gift stocks for the account top-up

Stocks, bonds, ETFs and US options from the global exchanges

Reliable EU-regulated broker

Investing in securities and other financial instruments always involves the risk of capital loss. Forecasts and past performance may not be used as reliable indicators of future performance. It is important that, before making any trades, you carry out your own analysis. If necessary, please seek independent advice from a certified professional.

Best 3-years EUR deposits in Germany 🔥

Read about deposit guarantee schemes

Savings up to €100.000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Anadi Bank AG

Austria

2.40%

3mths,

Available online
Protected up to €100k
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Bank of Scotland

Germany

2.40%

3mths,

Available online
Protected up to €100k
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Klarna Bank AB, German Branch

Germany

2.40%

3mths,

Available online
Protected up to €100k
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Creditplus

Germany

2.10%

3mths,

Available online
Protected up to €100k
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SWK Bank

Germany

2.00%

3mths,

Available online
Protected up to €100k
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DKB

Germany

1.50%

3mths,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
bankImage

Openbank

Germany

2.80%

3mths,

Protected up to €100k
bankImage

CA Consumer Finance

France

2.70%

3mths,

Protected up to €100k
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GarantiBank International N.V. Niederlassung Düsseldorf

Germany

2.65%

3mths,

Protected up to €100k
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Volkswagen Bank Gesellschaft mit beschränkter Haftung

Germany

2.60%

3mths,

Protected up to €100k
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DenizBank (Wien) AG

Germany

2.55%

3mths,

Protected up to €100k
bankImage

Stellantis Bank SA

Germany

2.50%

3mths,

Protected up to €100k
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ALTE LEIPZIGER Bauspar AG

Germany

2.50%

3mths,

Protected up to €100k
bankImage

ALTE LEIPZIGER Bauspar AG

Germany

2.50%

3mths,

Protected up to €100k
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Sparda-Bank Hannover eingetragene Genossenschaft

Germany

2.50%

3mths,

Protected up to €100k
bankImage

VakifBank International AG, Wien, Zweigniederlassung Deutschland

Germany

2.40%

3mths,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 3 Months

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 1 years

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

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