Best 3 years deposit rates comparison in Germany, 11/2024: up to 3.5%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.5%

women

In partnership with

Best 36-years EUR deposits in Germany 🔥

Special offer
Protected up to €20K
Free maintenance
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FREEDOM24

Cyprus

Up to

7.95%

Annual fee

Free

Cashback

No

Daily placement plan (D-account) 4.82% in USD and 3.17% in EUR

Long term placement plan up to 7.95% in USD and up to 5.23% in EUR

No limit on the maximum deposit amount

Daily income accruals

You can transfer money to your trading account at any time

Early withdrawals without penalties

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Klarna Bank AB, German Branch

Germany

2.74%

3years,

Available online
Protected up to €100k
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CA Consumer Finance

France

2.70%

3years,

Available online
Protected up to €100k
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Creditplus

Germany

2.65%

3years,

Available online
Protected up to €100k
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DKB

Germany

2.50%

3years,

Available online
Protected up to €100k
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SWK Bank

Germany

2.50%

3years,

Available online
Protected up to €100k
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J&T Direktbank

Germany

2.50%

3years,

Available online
Protected up to €100k
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TARGOBANK AG

Germany

2.50%

3years,

Available online
Protected up to €100k
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Bank of Scotland

Germany

2.30%

3years,

Available online
Protected up to €100k
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PSD bank

Germany

2.20%

3years,

Available online
Protected up to €100k
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Consorsbank

Germany

2.00%

3years,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
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LeasePlan Bank

Germany

3.50%

3years,

Protected up to €100k
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Stadtsparkasse Bad Pyrmont

Germany

3.25%

3years,

Protected up to €100k
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Klarna Bank AB, German Branch

Germany

3.24%

3years,

Protected up to €100k
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Renault Bank

Germany

3.20%

3years,

Protected up to €100k
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KT Bank AG

Germany

3.20%

3years,

Protected up to €100k
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Raiffeisenbank Wimsheim-Mönsheim eG

Germany

3.20%

3years,

Protected up to €100k
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GEFA BANK GmbH

Germany

3.15%

3years,

Protected up to €100k
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Stellantis Bank SA

Germany

3.10%

3years,

Protected up to €100k
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CRONBANK Aktiengesellschaft

Germany

3.10%

3years,

Protected up to €100k
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Opel Bank S.A. Niederlassung Deutschland

Germany

3.05%

3years,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 3 Years

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 1 years

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

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