Best 3 years deposit rates comparison in Germany, 01/2025: up to 3.25%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.25%

In partnership with

Saldo LogoBluor LogoLidion Logo

Best 36-years EUR deposits in Germany 🔥

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
bankImage

Lidion Bank

Malta

2.30%

3years,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
bankImage

Stadtsparkasse Bad Pyrmont

Germany

3.25%

3years,

Protected up to €100k
bankImage

LeasePlan Bank

Germany

3.25%

3years,

Protected up to €100k
bankImage

Kreissparkasse Gelnhausen

Germany

3.00%

3years,

Protected up to €100k
bankImage

Volksbank Börde-Bernburg eG

Germany

2.90%

3years,

Protected up to €100k
bankImage

Volksbank Börde-Bernburg eG

Germany

2.80%

3years,

Protected up to €100k
bankImage

Sparkasse Dieburg - Zweckverbandssparkasse -

Germany

2.80%

3years,

Protected up to €100k
bankImage

IKB Deutsche Industriebank Aktiengesellschaft

Germany

2.75%

3years,

Protected up to €100k
bankImage

Volksbank Düsseldorf Neuss eG

Germany

2.75%

3years,

Protected up to €100k
bankImage

VR Bank Schwäbischer Wald eG

Germany

2.75%

3years,

Protected up to €100k
bankImage

VR Bank Nord eG

Germany

2.75%

3years,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 3 Years

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 1 years

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

letter

Subscribe to our monthly deposits overview!

⚡️Stay updated of the highest rates!