Best 6 months deposit rates comparison in Germany, 09/2025: up to 3.75%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.75%

In partnership with

Saldo LogoBluor LogoLidion Logo
Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

Best 6-years EUR deposits in Germany 🔥

Read about deposit guarantee schemes

Savings up to €100.000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.00%

EUR

6mths,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
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Bank für Sozialwirtschaft Aktiengesellschaft

Germany

3.75%

EUR

6mths,

Protected up to €100k
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VR Bank eG Bergisch Gladbach-Leverkusen

Germany

3.00%

EUR

6mths,

Protected up to €100k
bankImage

State Bank of India (Indische Staatsbank) Zweigniederlassung Frankfurt am Main

Germany

2.75%

EUR

6mths,

Protected up to €100k
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CA Consumer Finance

France

2.30%

EUR

6mths,

Protected up to €100k
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AKBANK AG

Germany

2.20%

EUR

6mths,

Protected up to €100k
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Bank11 für Privatkunden und Handel GmbH

Germany

2.10%

EUR

6mths,

Protected up to €100k
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Oldenburgische Landesbank Aktiengesellschaft

Germany

2.07%

EUR

6mths,

Protected up to €100k
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GarantiBank International N.V. Niederlassung Düsseldorf

Germany

2.05%

EUR

6mths,

Protected up to €100k
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Südtiroler Sparkasse AG Niederlassung München

Germany

2.02%

EUR

6mths,

Protected up to €100k
bankImage

BBBank eG

Germany

2.00%

EUR

6mths,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 6 Months

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 1 years

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

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