Best 6 months deposit rates comparison in Germany, 01/2025: up to 3.5%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.5%

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Best 6-years EUR deposits in Germany 🔥

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.92%

6mths,

Other deposits

All deposits available in

Germany

Germany

Protected up to €100k
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ING

Germany

3.50%

6mths,

Protected up to €100k
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Volkswagen Bank Gesellschaft mit beschränkter Haftung

Germany

3.45%

6mths,

Protected up to €100k
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Bank of Scotland

Germany

3.30%

6mths,

Protected up to €100k
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PayRay Bank

Germany

3.10%

6mths,

Protected up to €100k
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KT Bank AG

Germany

3.10%

6mths,

Protected up to €100k
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OYAK ANKER Bank GmbH

Germany

3.05%

6mths,

Protected up to €100k
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NIBC BANK N.V. Zweigniederlassung Frankfurt am Main

Germany

3.00%

6mths,

Protected up to €100k
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AKBANK AG

Germany

3.00%

6mths,

Protected up to €100k
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Bank11 für Privatkunden und Handel GmbH

Germany

3.00%

6mths,

Protected up to €100k
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Sparkasse Celle-Gifhorn-Wolfsburg

Germany

2.95%

6mths,

Fixed-Term Deposits with the Highest Interest Rates for German Citizens with a Term of 6 Months

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for German citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so German citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the «Open online» button.

The best fixed-term deposits in Germany for other terms:

Short term deposits with the best rates for German citizens

Fixed-term deposits with the best interest rates for German citizens for 1 years

Fixed-term deposits with the best interest rates for German citizens for 2 years

Fixed-term deposits with the best interest rates for German citizens for 3 years or more

You can also see the best savings accounts for German here: Savings accounts and Demand accounts

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