Best 2 years deposit rates comparison in Italy, 04/2025: up to 3.5%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.5%

In partnership with

Saldo LogoBluor LogoLidion Logo
Special offer
Protected up to €100K
Free maintenance
Up to

2.70%

Annual fee

Free

Cashback

No

Interest rates up to to 2.70%

Open directly on PickTheBank Platform

Terms from 6 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

Special offer
Protected up to €20K
Free maintenance
Up to

10.32%

Annual fee

Free

Cashback

No

💰 Earn Up to 10.32% on Bonds

📈 Start with as little as €1,000

🌍 Global bonds across industries & regions

🔒 Build a secure diversified portfolio with a regulated broker

Best 24-years EUR deposits in Italy 🔥

Read about deposit guarantee schemes

Savings up to €100.000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.50%

2years,

Available online
Protected up to €100k
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BluOr bank

Latvia

2.25%

2years,

Other deposits

All deposits available in

Germany

Italy

Protected up to €100k
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Illimity

Italy

3.50%

2years,

Protected up to €100k
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Banca Progetto

Italy

3.35%

2years,

Protected up to €100k
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Illimity

Italy

3.10%

2years,

Protected up to €100k
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Banca Progetto

Italy

3.00%

2years,

Protected up to €100k
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FCA BANK SPA CA Auto Bank

Italy

2.80%

2years,

Protected up to €100k
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IBL Banca

Italy

2.75%

2years,

Protected up to €100k
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IBL Banca

Italy

2.75%

2years,

Protected up to €100k
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SANTANDER CONSUMER BANK S.P.A.

Italy

2.30%

2years,

Protected up to €100k
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Banca AideXa

Italy

2.25%

2years,

Protected up to €100k
bankImage

GUBER BANCA S.P.A.

Italy

2.00%

2years,

Fixed-Term Deposits with the Highest Interest Rates for Italian Residents with a Term of 2 Years

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Italian citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Italians choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.

The best term deposits for Italians for other terms:

Short term deposits with the best rates for Italian citizens

Fixed-term deposits with the best interest rates for Italian citizens for 1 year

Fixed-term deposits with the best interest rates for Italian citizens for 3 years or more

You can also see the best savings accounts for Italian citizens here: Savings accounts and Demand accounts

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