Best 12 months deposit rates comparison in Netherlands, 04/2025: up to 2.65%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 2.65%

In partnership with

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Special offer
Protected up to €100K
Free maintenance
Up to

2.70%

Annual fee

Free

Cashback

No

Interest rates up to to 2.70%

Open directly on PickTheBank Platform

Terms from 6 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

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Best 12-years EUR deposits in Netherlands 🔥

Read about deposit guarantee schemes

Savings up to €100.000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.40%

12mths,

Other deposits

All deposits available in

Germany

Netherlands

Protected up to €100k
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Anadolubank Nederland N.V.

Netherlands

2.65%

12mths,

Protected up to €100k
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Argenta Spaarbank N.V.

Netherlands

2.60%

12mths,

Protected up to €100k
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Klarna Bank

Netherlands

2.55%

12mths,

Protected up to €100k
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LeasePlan Bank

Netherlands

2.50%

12mths,

Protected up to €100k
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GarantiBank International N.V.

Netherlands

2.40%

12mths,

Protected up to €100k
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Yapi Kredi Bank Nederland N.V.

Netherlands

2.35%

12mths,

Protected up to €100k
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Brand New Day Bank N.V.

Netherlands

2.15%

12mths,

Protected up to €100k
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ABN Amro

Netherlands

2.15%

12mths,

Protected up to €100k
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Aegon Bank N.V. Knab

Netherlands

2.15%

12mths,

Protected up to €100k
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Credit Europe Bank N.V.

Netherlands

2.05%

12mths,

Fixed-Term Deposits with the Highest Interest Rates for Dutch Citizens with a Term of 1 Year

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Dutch citizens to open online.

Fixed-term deposits are a safe, low-risk and guaranteed investment option to avoid losing your savings to inflation, which is why Dutch citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one and open it by clicking the «Open online» button.

The best fixed-term deposits in the Netherlands for other terms:

Short term deposits with the best rates for Dutch citizens
Fixed-term deposits with the best interest rates for Dutch citizens for 2 years
Fixed-term deposits with the best interest rates for Dutch citizens for 3 years or more

You can also see the best savings accounts for Dutch here: Savings accounts and Demand accounts

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