Best 3 years deposit rates comparison in Netherlands, 01/2025: up to 2.74%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 2.74%

In partnership with

Saldo LogoBluor LogoLidion Logo
Special offer
Protected up to €20K
Free maintenance
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FREEDOM24

Cyprus

Up to

7.95%

Annual fee

Free

Cashback

No

D-account Securities Swap 4.82% in USD and 3.17% in EUR

Long-Term Funds Placement Securities Swap up to 7.95% in USD and up to 5.23% in EUR

No limit on the maximum placement amount

Daily income accruals

You can transfer money to your trading account from D-account securities Swap at any time

Please review the KID before investing. This product is an investment in OTC swaps, and may not be appropriate for every investor. This product is not a banking service and is not related to a bank deposit or a bank account. The ability to provide access to a particular financial instrument is subject to an appropriateness test.

Investing in securities and other financial instruments always involves the risk of capital loss. Forecasts and past performance may not be used as reliable indicators of future performance. It is important that, before making any trades, you carry out your own analysis. If necessary, please seek independent advice from a certified professional.

Best 36-years EUR deposits in Netherlands 🔥

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.30%

3years,

Other deposits

All deposits available in

Germany

Netherlands

Protected up to €100k
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Klarna Bank

Netherlands

2.74%

3years,

Protected up to €100k
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Yapi Kredi Bank Nederland N.V.

Netherlands

2.70%

3years,

Protected up to €100k
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Anadolubank Nederland N.V.

Netherlands

2.70%

3years,

Protected up to €100k
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LeasePlan Bank

Netherlands

2.70%

3years,

Protected up to €100k
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Yapi Kredi Bank Nederland N.V.

Netherlands

2.70%

3years,

Protected up to €100k
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Argenta Spaarbank N.V.

Netherlands

2.65%

3years,

Protected up to €100k
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Aegon Bank N.V. Knab

Netherlands

2.45%

3years,

Protected up to €100k
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GarantiBank International N.V.

Netherlands

2.40%

3years,

Protected up to €100k
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Rabobank

Netherlands

2.25%

3years,

Protected up to €100k
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RegioBank

Netherlands

2.25%

3years,

Fixed-Term Deposits with the Highest Interest Rates for Dutch Citizens with a Term of 3 Years

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Dutch citizens to open online.

Fixed-term deposits are a safe, low-risk and guaranteed investment option to avoid losing your savings to inflation, which is why Dutch citizens choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one and open it by clicking the «Open online» button.

The best fixed-term deposits in the Netherlands for other terms:

Short term deposits with the best rates for Dutch citizens

Fixed-term deposits with the best interest rates for Dutch citizens for 1 years

Fixed-term deposits with the best interest rates for Dutch citizens for 2 years

Fixed-term deposits with the best interest rates for Dutch citizens for 3 years or more

You can also see the best savings accounts for Dutch here: Savings accounts and Demand accounts

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