Best 12 months deposit rates comparison in Spain, 03/2025: up to 2.6%
1000+ banks in 25 countries in our comparison
protected by deposit guarantee scheme
rates up to 2.6%
In partnership with
2.70%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to to 2.70%
Open directly on PickTheBank Platform
Terms from 6 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR
16.00%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Free weekly investment ideas with 16% average return
Up to 20 gift stocks for the account top-up
Stocks, bonds, ETFs and US options from the global exchanges
Reliable EU-regulated broker
Investing in securities and other financial instruments always involves the risk of capital loss. Forecasts and past performance may not be used as reliable indicators of future performance. It is important that, before making any trades, you carry out your own analysis. If necessary, please seek independent advice from a certified professional.
Best 12-years EUR deposits in Spain 🔥
Read about deposit guarantee schemes
Savings up to €100.000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
Other deposits
All deposits available in

Spain
2.02%
12mthsmths, €
from €6k
2.02%
12mthsmths, €
from €6k
Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 1 Year
At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.
Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.
All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.
The best fixed-term deposits in Spain for other terms:
Short term deposits with the best rates for Spanish citizens
Fixed-term deposits with the best interest rates for Spanish citizens for 2 years
Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more
You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts
