Best 12 months deposit rates comparison in Spain, 05/2025: up to 2.3%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 2.3%

In partnership with

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Special offer
Protected up to €100K
Free maintenance
Up to

2.70%

Annual fee

Free

Cashback

No

Interest rates up to to 2.30%

Open directly on PickTheBank Platform

Terms from 6 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

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Best 12-years EUR deposits in Spain 🔥

Read about deposit guarantee schemes

Savings up to €100.000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.30%

12mths,

Other deposits

All deposits available in

Germany

Spain

Protected up to €100k
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Triodos Bank, N.V., S.E.

Spain

2.05%

12mths,

Protected up to €100k
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Caja Rural

Spain

2.02%

12mths,

Protected up to €100k
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Caixa Rural Sant Josep de Vilavella, S. Coop. de Crédito V.

Spain

2.02%

12mths,

Protected up to €100k
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Caja Rural San José de Nules S. Coop. de Crédito V.

Spain

2.02%

12mths,

Protected up to €100k
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Caja Rural de Villar, Coop. de Crédito V.

Spain

2.02%

12mths,

Protected up to €100k
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BFF Bank, S.P.A. Sucursal en España

Spain

2.02%

12mths,

Protected up to €100k
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Caja Rural San Roque de Almenara S. Coop. de Crédito V.

Spain

2.02%

12mths,

Protected up to €100k
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Caixa Rural Torrent Cooperativa de Credit Valenciana

Spain

2.02%

12mths,

Protected up to €100k
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Caja Rural San Jaime de Alquerías Niño Perdido S. Coop. de Crédito V.

Spain

2.02%

12mths,

Protected up to €100k
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Caja Rural San José de Burriana, S. Coop. de Crédito V.

Spain

2.02%

12mths,

Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 1 Year

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.

The best fixed-term deposits in Spain for other terms:

Short term deposits with the best rates for Spanish citizens

Fixed-term deposits with the best interest rates for Spanish citizens for 2 years

Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more

You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts

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