Best 12 months deposit rates comparison in Spain, 01/2025: up to 3.25%
1000+ banks in 25 countries in our comparison
protected by deposit guarantee scheme
rates up to 3.25%
In partnership with
FREEDOM24
Cyprus
7.95%
Free
No
Annual fee
Free
Cashback
No
D-account Securities Swap 4.82% in USD and 3.17% in EUR
Long-Term Funds Placement Securities Swap up to 7.95% in USD and up to 5.23% in EUR
No limit on the maximum placement amount
Daily income accruals
You can transfer money to your trading account from D-account securities Swap at any time
Please review the KID before investing. This product is an investment in OTC swaps, and may not be appropriate for every investor. This product is not a banking service and is not related to a bank deposit or a bank account. The ability to provide access to a particular financial instrument is subject to an appropriateness test.
Investing in securities and other financial instruments always involves the risk of capital loss. Forecasts and past performance may not be used as reliable indicators of future performance. It is important that, before making any trades, you carry out your own analysis. If necessary, please seek independent advice from a certified professional.
Best 12-years EUR deposits in Spain 🔥
Read about deposit guarantee schemes
Savings up to €100 000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
Other deposits
All deposits available in
Spain
Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 1 Year
At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.
Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.
All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.
The best fixed-term deposits in Spain for other terms:
Short term deposits with the best rates for Spanish citizens
Fixed-term deposits with the best interest rates for Spanish citizens for 2 years
Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more
You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts