Best 12 months deposit rates comparison in Spain, 03/2025: up to 2.6%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 2.6%

In partnership with

Saldo LogoBluor LogoLidion Logo
Special offer
Protected up to €100K
Free maintenance
Up to

2.70%

Annual fee

Free

Cashback

No

Interest rates up to to 2.70%

Open directly on PickTheBank Platform

Terms from 6 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

Special offer
Protected up to €20K
Free maintenance
Up to

16.00%

Annual fee

Free

Cashback

No

Free weekly investment ideas with 16% average return

Up to 20 gift stocks for the account top-up

Stocks, bonds, ETFs and US options from the global exchanges

Reliable EU-regulated broker

Investing in securities and other financial instruments always involves the risk of capital loss. Forecasts and past performance may not be used as reliable indicators of future performance. It is important that, before making any trades, you carry out your own analysis. If necessary, please seek independent advice from a certified professional.

Best 12-years EUR deposits in Spain 🔥

Read about deposit guarantee schemes

Savings up to €100.000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.60%

12mths, €

Other deposits

All deposits available in

Germany

Spain

Protected up to €100k
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BANCO FINANTIA, S.A., SUCURSAL EN ESPAĂ‘A

Spain

2.60%

12mths, €

Protected up to €100k
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BANCO FINANTIA, S.A., SUCURSAL EN ESPAĂ‘A

Spain

2.45%

12mths, €

Protected up to €100k
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RCI Banque, S.A., Sucursal en España (Renault Bank)

Spain

2.42%

12mths, €

Protected up to €100k
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Triodos Bank, N.V., S.E.

Spain

2.05%

12mths, €

Protected up to €100k
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Caja Rural San José de Nules S. Coop. de Crédito V.

Spain

2.02%

12mths, €

Protected up to €100k
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Caja Rural de Villar, Coop. de Crédito V.

Spain

2.02%

12mths, €

Protected up to €100k
bankImage

BFF Bank, S.P.A. Sucursal en España

Spain

2.02%

12mths, €

Protected up to €100k
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Caja Rural San Roque de Almenara S. Coop. de Crédito V.

Spain

2.02%

12mths, €

Protected up to €100k
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Caja Rural

Spain

2.02%

12mths, €

Protected up to €100k
bankImage

Caixa Rural Sant Josep de Vilavella, S. Coop. de Crédito V.

Spain

2.02%

12mths, €

Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 1 Year

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.

The best fixed-term deposits in Spain for other terms:

Short term deposits with the best rates for Spanish citizens

Fixed-term deposits with the best interest rates for Spanish citizens for 2 years

Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more

You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts

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