Best 12 months deposit rates comparison in Spain, 12/2024: up to 3.29%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.29%

In partnership with

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Best 12-years EUR deposits in Spain 🔥

Special offer
Protected up to €20K
Free maintenance
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FREEDOM24

Cyprus

Up to

7.95%

Annual fee

Free

Cashback

No

Daily placement plan (D-account) 4.82% in USD and 3.17% in EUR

Long term placement plan up to 7.95% in USD and up to 5.23% in EUR

No limit on the maximum deposit amount

Daily income accruals

You can transfer money to your trading account at any time

Early withdrawals without penalties

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Revolut bank

Lithuania

3.29%

12mths,

Available online
Protected up to €100k
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Open Bank, S.A.

Spain

2.78%

12mths,

Other deposits

All deposits available in

Germany

Spain

Protected up to €100k
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Banco Cetelem, S.A.

Spain

3.25%

12mths,

Protected up to €100k
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BANCO FINANTIA, S.A., SUCURSAL EN ESPAÑA

Spain

2.90%

12mths,

Protected up to €100k
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RCI Banque, S.A., Sucursal en España (Renault Bank)

Spain

2.88%

12mths,

Protected up to €100k
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BANCO FINANTIA, S.A., SUCURSAL EN ESPAÑA

Spain

2.75%

12mths,

Protected up to €100k
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Ing Bank, N.V. Sucursal en España

Spain

2.65%

12mths,

Protected up to €100k
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EBN Banco De Negocios, S.A.

Spain

2.65%

12mths,

Protected up to €100k
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BFF Bank, S.P.A. Sucursal en España

Spain

2.52%

12mths,

Protected up to €100k
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Banco Pichincha España, S.A..

Spain

2.52%

12mths,

Protected up to €100k
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Caja Rural

Spain

2.27%

12mths,

Protected up to €100k
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Caixa Rural Sant Josep de Vilavella, S. Coop. de Crédito V.

Spain

2.27%

12mths,

Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 1 Year

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.

The best fixed-term deposits in Spain for other terms:

Short term deposits with the best rates for Spanish citizens

Fixed-term deposits with the best interest rates for Spanish citizens for 2 years

Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more

You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts

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