Best 2 years deposit rates comparison in Spain, 01/2025: up to 3.1%

1000+ banks in 25 countries in our comparison

protected by deposit guarantee scheme

rates up to 3.1%

In partnership with

Saldo LogoBluor LogoLidion Logo
Special offer
Protected up to €20K
Free maintenance
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FREEDOM24

Cyprus

Up to

7.95%

Annual fee

Free

Cashback

No

D-account Securities Swap 4.82% in USD and 3.17% in EUR

Long-Term Funds Placement Securities Swap up to 7.95% in USD and up to 5.23% in EUR

No limit on the maximum placement amount

Daily income accruals

You can transfer money to your trading account from D-account securities Swap at any time

Please review the KID before investing. This product is an investment in OTC swaps, and may not be appropriate for every investor. This product is not a banking service and is not related to a bank deposit or a bank account. The ability to provide access to a particular financial instrument is subject to an appropriateness test.

Investing in securities and other financial instruments always involves the risk of capital loss. Forecasts and past performance may not be used as reliable indicators of future performance. It is important that, before making any trades, you carry out your own analysis. If necessary, please seek independent advice from a certified professional.

Best 24-years EUR deposits in Spain 🔥

Read about deposit guarantee schemes

Savings up to €100 000 are protected by the EU legislation

Partner deposits available online

Sponsored deposits with the best interest rates available online

Available online
Protected up to €100k
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Lidion Bank

Malta

2.35%

2years,

Other deposits

All deposits available in

Germany

Spain

Protected up to €100k
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Banco Cetelem, S.A.

Spain

3.10%

2years,

Protected up to €100k
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Ibercaja Banco, S.A.

Spain

3.03%

2years,

Protected up to €100k
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RCI Banque, S.A., Sucursal en España (Renault Bank)

Spain

2.88%

2years,

Protected up to €100k
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BANCO FINANTIA, S.A., SUCURSAL EN ESPAÑA

Spain

2.55%

2years,

Protected up to €100k
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EBN Banco De Negocios, S.A.

Spain

2.50%

2years,

Protected up to €100k
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BANCO FINANTIA, S.A., SUCURSAL EN ESPAÑA

Spain

2.40%

2years,

Protected up to €100k
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Caja Rural de Guissona, Sociedad Cooperativa de Crédito

Spain

1.85%

2years,

Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 2 Years

At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.

Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.

All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.

The best fixed-term deposits in Spain for other terms:

Short term deposits with the best rates for Spanish citizens

Fixed-term deposits with the best interest rates for Spanish citizens for 1 year

Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more

You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts

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