Best 3 months deposit rates comparison in Spain, 11/2025: up to 3.94%
1000+ banks in 25 countries in our comparison
protected by deposit guarantee scheme
rates up to 3.94%
In partnership with
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR
Best 3-years EUR deposits in Spain 🔥
Read about deposit guarantee schemes
Savings up to €100.000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
Other deposits
All deposits available in
Spain
Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 3 Months
At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.
Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.
All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.
The best fixed-term deposits in Spain for other terms:
Short term deposits with the best rates for Spanish citizens
Fixed-term deposits with the best interest rates for Spanish citizens for 1 year
Fixed-term deposits with the best interest rates for Spanish citizens for 2 years
Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more
You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts

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Best fixed deposits in the EU countries
- Fixed deposits in Germany
 - 6 months deposits in Germany
 - 12 months deposits in Germany
 - 24 months deposits in Germany
 - 36 months deposits in Germany
 - Fixed deposits in Italy
 - 6 months deposits in Italy
 - 12 months deposits in Italy
 - 24 months deposits in Italy
 - 36 months deposits in Italy
 - Fixed deposits in Netherlands
 - 6 months deposits in Netherlands
 - 12 months deposits in Netherlands
 - 24 months deposits in Netherlands
 - 36 months deposits in Netherlands
 - Fixed deposits in Austria
 - 6 months deposits in Austria
 - 12 months deposits in Austria
 - 24 months deposits in Austria
 - 36 months deposits in Austria
 - Fixed deposits in Spain
 - 6 months deposits in Spain
 - 12 months deposits in Spain
 - 24 months deposits in Spain
 - 36 months deposits in Spain
 - Fixed deposits in Ireland
 - 6 months deposits in Ireland
 - 12 months deposits in Ireland
 - 24 months deposits in Ireland
 - 36 months deposits in Ireland
 
Best savings accounts in the EU countries
- Savings accounts in database.countries.Iceland
 - Savings accounts in Austria
 - Savings accounts in Belgium
 - Savings accounts in Bulgaria
 - Savings accounts in Croatia
 - Savings accounts in Cyprus
 - Savings accounts in Czech Republic
 - Savings accounts in Denmark
 - Savings accounts in Estonia
 - Savings accounts in Finland
 - Savings accounts in France
 - Savings accounts in Germany
 - Savings accounts in Greece
 - Savings accounts in Hungary
 - Savings accounts in Ireland
 - Savings accounts in Italy
 - Savings accounts in Latvia
 - Savings accounts in Lithuania
 - Savings accounts in Luxembourg
 - Savings accounts in Malta
 - Savings accounts in Netherlands
 - Savings accounts in Norway
 - Savings accounts in Poland
 - Savings accounts in Portugal
 - Savings accounts in Romania
 - Savings accounts in Slovakia
 - Savings accounts in Slovenia
 - Savings accounts in Spain
 - Savings accounts in Sweden
 - Savings accounts in Switzerland
 








