Best 3 years deposit rates comparison in Spain, 04/2025: up to 2.57%
1000+ banks in 25 countries in our comparison
protected by deposit guarantee scheme
rates up to 2.57%
In partnership with
2.70%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to to 2.70%
Open directly on PickTheBank Platform
Terms from 6 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR
10.32%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
💰 Earn Up to 10.32% on Bonds
📈 Start with as little as €1,000
🌍 Global bonds across industries & regions
🔒 Build a secure diversified portfolio with a regulated broker
Best 36-years EUR deposits in Spain 🔥
Read about deposit guarantee schemes
Savings up to €100.000 are protected by the EU legislation
Partner deposits available online
Sponsored deposits with the best interest rates available online
Other deposits
All deposits available in
Spain
Fixed-Term Deposits with the Highest Interest Rates for Spanish Residents with a Term of 3 Years
At PickTheBank you can find the best fixed-term deposit offers from all EU countries and more than 1000 banks that are available for Spanish citizens to open online.
Fixed-term deposits are a safe, low-risk, and guaranteed investment option to avoid losing your savings to inflation, so Spaniards choose this type of investment.
All you need to do is compare fixed-term deposit offers, choose the most suitable one, and open it by clicking the "Open online" button.
The best fixed-term deposits in Spain for other terms:
Short term deposits with the best rates for Spanish citizens
Fixed-term deposits with the best interest rates for Spanish citizens for 1 year
Fixed-term deposits with the best interest rates for Spanish citizens for 2 years
Fixed-term deposits with the best interest rates for Spanish citizens for 3 years or more
You can also see the best savings accounts for Spanish citizens here: Savings accounts and Demand accounts
